OHIP COVERAGE:

Children aged 0-19 years:
One full eye examination every year plus minor exams for emergencies such as red eye.  
 

Adults aged 20-64:
Patients with diabetes, cataracts, iritis, retinal disease, strabismus (turned eye), amblyopia (lazy eye), glaucoma, corneal disease or visual field loss are covered for annual eye examinations.
 

Seniors (65+):
One full eye examination every year plus minor exams for emergencies such as pink eye.

Private Insurance:
Many private insurance plans cover eye exam fees, spectacle and contact lens costs.

Please check with your insurance provider prior to your eye exam.

Note that only Green Shield and Blue Cross allows direct payment to your doctor.  All other insurance providers reimburse the patient (not the doctor) within the limits of the insurance plan only after the eyecare expense has  been paid in full by the insured member.